Homes Without GST? A Festival Blessing or a Mirage

  • user By Kabra Group
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Navratri is a season of faith, hope, and fresh beginnings. Families light diyas not only to worship the Goddess but also to invite prosperity and stability into their lives. And this year, as festive lamps burn brighter, so does an important conversation in India’s real estate sector — the impact of GST 2.0 reforms on housing.

 

GST 2.0

On September 22, 2025, the government rolled out GST 2.0, simplifying tax slabs and reducing GST on key construction materials. Cement, for instance, dropped from 28% to 18%, with bricks, tiles, and other inputs also moving to lower brackets.

For developers, this brings relief from rising construction costs. For homebuyers, it creates hope that reduced input costs will ease property prices.

But here’s the nuance:

Under-construction homes still attract 5% GST (without input tax credit).

Ready-to-move-in homes remain exempt from GST.

The government has not yet announced a full waiver of GST on under-construction properties.

So while “homes without GST” remains more aspiration than reality, the reforms could indirectly make housing more affordable if savings are passed on fairly.

 

 

Why This Matters During Navratri

 

Sentiment & Timing
Navratri is seen as the most auspicious time to invest in a home. Positive policy signals at this moment could encourage families to take decisive steps.

 

Developers Ready to Deliver
Lower material costs can improve cash flow and speed up delivery cycles, helping developers hand over homes faster — a welcome relief for buyers.

 

Trust & Transparency
The government has urged RERAs to act against misleading communication. In such a climate, developers with a proven legacy of trust and on-time delivery stand out.

 


 

A Legacy of Trust, A Future of Prosperity

 

At Kabra Group, we believe buying a home isn’t just a financial transaction — it’s a milestone in a family’s journey. Whether GST reforms continue or not, our focus remains unchanged: to deliver homes that are transparent, trustworthy, and timeless.

 

Kabra Garnet (Malad) – nearing possession, perfect for families who want to move in without delay.

Kabra Tiara (Goregaon) – premium living where luxury meets legacy.

Kabra Embraze (Ghatkopar) – redevelopment with modern design and festive offers.

Kabra Samriddhi Garden (Bhandup) – a ready green retreat for balanced living.

Kabra Residency Park (Sakinaka) – community-centric living with unmatched connectivity.

Kabra Dvayam (Worli) – an ultra-luxury icon on Worli Seaface.

Each project reflects our commitment to creating homes where prosperity isn’t seasonal, but lasting.

 

Closing Thought

This Navratri, as families prepare to welcome divine blessings into their homes, the real estate sector looks ahead to how GST 2.0 will shape the market. Reduced costs on construction inputs are a step in the right direction, but the ultimate benefit for buyers depends on transparency and accountability across the chain.

 

At Kabra Group, we are prepared for this future. Because while policies may evolve, our commitment remains constant: to build homes that honour your faith, secure your legacy, and celebrate your prosperity.

 

Homes aren’t just built. They’re blessed. And blessings belong to those who dare to step forward.

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